By using OnRampDLT ("Service," "Platform," "we"), you agree to these Terms of Service. If you do not agree, do not use the Service.
OnRampDLT is a non-custodial web platform that helps you create, configure, and distribute tokens on the XRP Ledger. We provide the interface and API; you retain full control of your wallet and assets at all times. We are not a bank, broker, exchange, or financial institution.
You must be at least 18 years old and legally able to enter contracts in your jurisdiction. By using the Service you represent that you meet these requirements. The Service is not available in jurisdictions where it is prohibited by law.
Your subscription is tied to an API key issued at the time of purchase. You are responsible for:
We cannot recover API keys that are lost or stolen. If your key is compromised, contact support to have it revoked and a new one issued.
Subscriptions are billed monthly via Stripe. By subscribing you authorize recurring charges. You may cancel at any time through the billing portal — your access continues until the end of the paid period, after which it will not renew.
All fees are in USD and non-refundable except where required by law. We reserve the right to change pricing with 30 days' notice.
You agree not to use the Service to:
We reserve the right to suspend or terminate accounts that violate these terms without refund.
You acknowledge and accept that:
The OnRampDLT platform, branding, and code are our property. We grant you a limited, non-exclusive, non-transferable license to use the Service for its intended purpose. You may not copy, resell, or sublicense the platform.
THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SUITABLE FOR ANY PARTICULAR PURPOSE. USE THE SERVICE AT YOUR OWN RISK.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ONRAMPDLT SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF FUNDS, DATA, OR PROFITS, ARISING FROM YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE 3 MONTHS PRIOR TO THE CLAIM.
These terms are governed by the laws of the State of Alaska, United States, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Alaska.
We may update these terms at any time. We will notify subscribers by email. Continued use after the effective date constitutes acceptance.
OnRampDLT provides software infrastructure only and does not act as a broker-dealer, placement agent, or investment adviser under the Investment Advisers Act of 1940 or the Securities Exchange Act of 1934. Any bond offerings created through the platform are private placements conducted under Regulation D of the Securities Act of 1933, relying on Rule 506(b) or Rule 506(c), and are exempt from SEC registration.
Issuers are solely responsible for: (a) filing Form D with the SEC within 15 days of the first sale; (b) compliance with applicable state securities laws (blue sky); (c) independently verifying accredited investor status for Rule 506(c) offerings; and (d) providing all disclosures required under applicable law. Participation in bond offerings is restricted to accredited investors as defined under SEC Rule 501, and investors are solely responsible for accurately certifying their accredited status.
Nothing on the platform constitutes investment advice, a recommendation, or a solicitation to buy or sell any security. Securities offered under Regulation D are subject to transfer restrictions and may not be resold without registration or an applicable exemption. OnRampDLT is not liable for issuer compliance failures, investor losses, or any regulatory action arising from use of the platform.
A securities issuance fee of 0.25% of the total declared offering value is charged for all crypto asset securities issuances, including tokenized equity offerings and tokenized debt offerings (bonds). This fee is charged to the issuer at the time of token creation, prior to XRPL issuance.
The securities issuance fee is separate from and in addition to any applicable subscription fee. The fee is calculated on the total offering value declared by the issuer and documented in the Private Placement Memorandum (PPM) uploaded at time of issuance. Fees are payable in RLUSD, XRP, or USD via Stripe.
Utility token creation is not subject to the securities issuance fee. See Section 14 (Token Declaration Accuracy) for the issuer's responsibility for accurate classification.
Issuers are solely responsible for accurately declaring the type of token being created (utility token or security token) at the time of creation on the platform. OnRampDLT's review of uploaded offering documents and attestations does not constitute legal verification of a token's classification as a security or non-security under applicable federal or state law.
Misrepresenting a security token as a utility token to avoid the securities issuance fee, RequireAuthorization controls, or any other compliance feature of the platform is a material breach of these Terms and may constitute securities fraud under federal and state securities laws, including the Securities Act of 1933 and applicable state statutes.
OnRampDLT reserves the right to suspend or terminate access to any account where misclassification is suspected, without refund of any fees paid. Issuers should consult qualified legal counsel before making any token declaration.
Issuers who upload a Private Placement Memorandum (PPM) or other offering documents to the platform represent and warrant that such documents are accurate, complete, and not misleading in all material respects at the time of upload. The total offering value declared at time of token creation — which is used to calculate the securities issuance fee — must correspond to the total offering amount stated in the uploaded PPM.
Understating the offering value to reduce the platform fee, or uploading offering documents that materially misrepresent the terms of the offering, constitutes a material breach of these Terms and may constitute fraud. OnRampDLT reserves the right to recover the difference in fees owed and to take any other remedies available at law or equity.
Offering documents uploaded to the platform are retained by OnRampDLT for regulatory compliance purposes for a minimum of five (5) years following the close of the offering. See the Privacy Policy for data handling details.
OnRampDLT's acceptance of uploaded offering documents, attestations, and token declarations does not constitute legal verification, endorsement, or approval of their accuracy, completeness, or compliance with applicable securities laws. OnRampDLT performs no independent due diligence on the content of offering materials.
OnRampDLT is not liable for:
Issuers acknowledge and agree that they bear sole and exclusive responsibility for all aspects of their securities offering, including compliance with applicable federal and state securities laws, investor disclosure obligations, and post-offering reporting requirements.
Questions about these terms: support@onrampdlt.com